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《內房》杭州住房公積金貸款最高額度提高至180萬人幣 下月起施行
為進一步發揮住房公積金制度作用,更好滿足繳存職工剛性和多樣化住房需求,杭州住房公積金管理委員會發通知稱,自4月起,住房公積金貸款最高額度由130萬元人民幣(下同)提高到180萬元,職工個人可貸額度不超過90萬元。住房公積金職工個人可貸額度計算倍數由15倍調整為20倍。同時,新市民、青年人家庭貸款額度可按家庭申請貸款時計算的可貸額度合計數上浮20%確定。多子女...
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《內房》杭州住房公積金貸款最高額度提高至180萬人幣 下月起施行
Recommend
33
Positive
51
Negative
18
 
 

為進一步發揮住房公積金制度作用,更好滿足繳存職工剛性和多樣化住房需求,杭州住房公積金管理委員會發通知稱,自4月起,住房公積金貸款最高額度由130萬元人民幣(下同)提高到180萬元,職工個人可貸額度不超過90萬元。住房公積金職工個人可貸額度計算倍數由15倍調整為20倍。

同時,新市民、青年人家庭貸款額度可按家庭申請貸款時計算的可貸額度合計數上浮20%確定。多子女家庭貸款額度可按家庭申請貸款時計算的可貸額度合計數上浮50%確定。高層次人才家庭貸款額度可按家庭申請貸款時計算的可貸額度合計數上浮50%保持不變。

房屋類型貸款額度方面,繳存職工家庭購買新建商品住房經認定為綠色低碳建築的,或者近一年內出售存量住房,「以舊換新」購買住房的,貸款額度可按家庭申請貸款時計算的可貸額度合計數上浮20%保持不變。符合該貸款額度上浮情形的,享受額度上浮優惠不受次數限制。同時符合人群類型和房屋類型貸款額度上浮情形的,可按不同類型擇高疊加計算,最高疊加上浮比例為70%。

此外,繳存職工家庭購買首套或第二套自住住房申請住房公積金貸款時,原住房公積金貸款購買的住房已出售的,可相應核減貸款次數。該政策實施期暫定4月1日至12月31日。(ta/w)

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